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Savings, loans and instalments without paper ledgers

Every member’s savings, loans and instalments in one place. Members see their own records on mobile.

Sample design: a fictional cooperative somity’s member list, today’s instalment collection and monthly accounts steps on a laptop, amounts hidden; on the phone, one member’s own records
Sample design: member savings and instalment records (fictional somity, no amounts)

At a glance

What the somity accounts system includes

Microfinance & Somity AccountsService summary
Members
Name, photo, NID, number and nominee
Savings
Monthly or weekly savings ledger per member
Loans
Loans, instalment schedules and balances
Collection
Field staff record instalment collection on mobile
Dues
A list and reminders when instalments fall behind
Member login
Members can see their own savings and loans
Reports
Monthly accounts, meeting reports and books for audit
Payment
bKash, Nagad, Rocket, bank transfer, Visa/Mastercard
  • Approve the design before work starts
  • Delivery on the date in your contract
  • Your feedback at every step

Process

How it works, in one picture

Your somity system in 4 steps: 1. Understand the work, 2. Design, 3. Build and import, 4. Training and support. Result: Transparent accounts, Instalments on time, Reports ready for meetings.

What / Why / How

The whole idea in three parts

What it is

It is a system for a somity or microfinance group’s members, savings, loans and instalments.

Why you need it

Ledger accounts bring both mistakes and doubt. A system records every taka, so members trust it more.

How to start

Send how many members your somity has and how you keep the books now by WhatsApp or the form. We reply with a written plan and price, and work starts when you agree.

FAQ

Common questions

How much does a somity accounts system cost?

It depends on how many members and branches, and which reports you need. Tell us what you need and we send a written price. Contact us for a price.

Will the reports follow official rules?

Give us a sample of the report you need and it is built in that format. We do not give legal advice.

Can old ledger balances be moved in?

Yes. We start from opening balances taken from Excel or your ledgers.

Will it work on mobile?

Yes. It runs in the browser, so it works on mobile, tablet and computer, with nothing extra to install.

Who owns the data?

You own all the data, and you can export it to Excel or CSV at any time.

Talk to Alin Digital

Want to know more?
Get in touch with us

Send us a few details about your project. Your enquiry will be tagged with this service automatically so our team can respond with the right context.

Dhaka office
Road 18, Sector 10, Uttara Model Town, Dhaka, Bangladesh (Temporary office)We are preparing to move to a permanent office. The new address will be announced later. Please confirm a meeting on WhatsApp before visiting.
WhatsApp: +880 1336-339955
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